The Differences Between Commercial and Personal Auto Insurance

A person driving.
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While both commercial and personal auto insurance plans can provide coverage for drivers, there are notable differences between the two types of plans. For one, a driver who uses their car for personal reasons usually invests in personal auto insurance. On the other hand, a driver who is driving for a work-related reason can depend on commercial insurance. There are different circumstances in which one plan would provide better coverage than the other plan. Amigo Insurance breaks down the details and differences between the insurance plans. 

For more information, you may visit personal vs. commercial auto insurance

Your Business and Commercial Insurance

A woman holding a sign saying her business is open.
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Business owners face a lot of unexpected problems. If you are a business owner, those unpredictable problems can keep you worrying all night and day. Instead of worrying, Amigo Insurance recommends investing in commercial insurance for your business. 

Every business is different, and there are different insurance plans available to fit each business as much as possible. When investing in an insurance plan, you will want to pick the options that fit your business. Amigo Insurance shares a list of things general liability protection can provide. Here are two examples from the list. 

  • Property Damage coverage for the physical damage to property of others or the loss of use of that property 
  • Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents 

To read more information about commercial insurance, you may visit Amigo Insurance’s commercial insurance page